If you have received a notice of Foreclosure in Hamilton OH, the time to respond is limited. This is why it’s important to contact an experienced bankruptcy attorney immediately. You may have gotten behind on your payments for a variety of reasons and just haven’t been able to catch. There are options available to you so you don’t have to move from your home.
An experienced attorney will negotiate with your lender on your behalf. They will request mediation, represent you through the process, and help to provide the proper information to the lender. A bankruptcy attorney can help you make educated decisions as well as give you options for meeting the financial challenges.
If you contact your lender directly in an attempt to work things out, this does not slow down or stop the process of foreclosure. If you do not answer their questions in a complete, professional, and timely manner through the courts, your property will continue to be pushed towards a sheriff’s sale. The lender wants you out of your home and wants their money as quickly as possible.
If you are at risk of Foreclosure in Hamilton OH, don’t wait until a sheriff’s sale is scheduled to contact an attorney. Lender’s will promise you many things over the telephone, but those promises do not hold any weight to stop the foreclosure process. A lender may state they lost your papers when you returned them to try to save your home. That is why you need to have an attorney trained in these types of tactics to protect your interests.
Having an attorney arrange court-ordered mediation gives you an opportunity to negotiate with your lender. It gives you time to renegotiate the terms of your debt or find another solution to your financial issues. When the mediation is ordered and starts, the foreclosure process will stop until the court makes its determination. Don’t ignore your foreclosure papers and feel staying in your home is a hopeless dream. Take your papers and Visit R. Dean Snyder Attorney to discuss the options available that would allow you to stay in the home.