Whenever a firm offers workers compensation in Cherry Hill, an employee that was injured on the job will go through a special process and will receive compensation for what happened. A specific process is followed so that injuries are covered and the time that is spent not working is covered.
Before a claim is made and delivered to insurance companies, injured workers or representatives need to inform the insurance firm or the employer that the injury happened. When this is done, you need to offer medical information for employers. This allows the companies involved to see exactly what injuries exist and what expectations appear when referring to recovery.
In order to receive workers compensation in Cherry Hill, an injured worker is not necessarily obliged to send written notice to insurers for the actual compensation to be received. The insurer can be informed by the worker directly, by the employer or even by a third party representative (an attorney). Insurance companies will usually start offering provisional liability payments in around 7 days after the notification. The insurer will investigate all facts related to the injury and extent. A decision is made after the incident whether to continue or even stop the further payments.
Even before provisional payments are made and claims are accepted, insurers require specific facts. Companies that offer compensation plans need to investigate what happened by questioning workers and employers. Doctors are also questioned when investigations are made.
Once the insurer is informed electronically through a form, verbally or by using any other method, the liability payments mentioned above need to start. There are situations in which reasonable excuses exist and payment is not made. Insurers need to make a decision and see exactly for how long the payments will be offered. In most cases the maximum is for about 12 weeks.
If the claim form is submitted after the injury notification that was first submitted and provisional liability payment period has started, insurers have 21 days or until the decided provisional liability period end to decide. The decision is whether or not to extend provisional liability period for another month. The insurer will decide based on injury type and incapacity level.
The problem is that there are situations in which it is hard to obtain workers compensation in Cherry Hill, even if it is your right to receive money while you are not working. This sometimes happens because of a problem with the insurance claim or if the insurer is up to shady business. If this is something that you are faced with, you will need to hire a lawyer to help you out. The professional that has good knowledge about cases that feature compensation for workers can guide you through the entire process from filing a claim to eventual trials that can appear when insurers decide not to pay. In addition, the lawyer will also make sure that the compensation you receive is fair. In many cases there are insurance companies that simply do not offer as much as they were required to by law.