Lawyer Specializing in Bankruptcy in Gaithersburg

When it comes to financial difficulties, no one understands that any better that this Lawyer Bankruptcy Gaithersburg. The utter mental anguish and every day stress of having all those pesky debt collectors calling you round the clock on a day in and day out basis, can make even the sanest of people want to lose their minds. Then there’s the thought of having to walk to the mailbox and see all those harassing and often threatening letters sitting there, waiting for you to open them.

No one should have to live in this constant state of angst. Thankfully a person doesn’t have to when there’s legal help readily at their disposal. An experienced bankruptcy attorney will be well qualified to legally advise you on your options on this. If the financial problems are only for yourself, then more then likely they will tell you about a Chapter 13 and a Chapter 7 bankruptcy. They will tell you the differences between the two, and help you decide which one will be best for you.

A Chapter 7 bankruptcy involves a total liquidation of your assets, thus enabling you to have a fresh clean new financial start. This kind of bankruptcy can only be filed once every eight years. The other kind of bankruptcy is a Chapter 13. This involves a debtor having all of their debts consolidated through the Trustee Court, and making payments through that. When filing a Chapter 13 interests rates on credit cards are drastically reduced. It can save your house foreclosed and car from being repossessed.

When filing for bankruptcy you will have to pay a court filing fee. If you don’t have all the money upfront, you can make it in small monthly installments to the Trustee. A Lawyer Bankruptcy Gaithersburg will also require an upfront fee as well. They can work out a convenient payment arrangement for you as well. These legal professionals know that money is tight for you, which is why they are going to do everything humanely possible to make this a smooth transition for you. You can call for a free consultation with them anytime.

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